SWP Calculator

See your remaining corpus after regular monthly withdrawals and how long your money lasts. Free online SWP (Systematic Withdrawal Plan) calculator.


Your starting corpus.
Amount drawn at the end of each month.
Annual return, compounded monthly.
%
How long you keep withdrawing.
yrs

After 10 years, your balance is ₹3,90,180.

Remaining balance by year

₹0₹3L₹5L₹8L₹10L012345678910
Total withdrawn₹12,00,000
Total invested₹10,00,000

Assumes withdrawals at the end of each month with returns compounded monthly. Actual mutual-fund returns vary.

Frequently asked questions

How does an SWP calculator work?

It starts with your invested corpus, adds monthly compounded returns and subtracts a fixed withdrawal at the end of each month. The result is the balance left after the chosen period, and it flags if the corpus runs out earlier.

Can my corpus run out with an SWP?

Yes. If your monthly withdrawal is larger than the returns the corpus earns, the balance shrinks each month and can deplete before the period ends. The calculator shows roughly when that happens.