PPF Calculator
Estimate your Public Provident Fund (PPF) maturity and interest. Free online PPF calculator using annual compounding over a 15-year tenure.
After 15 years, your PPF account grows to ₹40,68,209.
Balance per year
Assumes a deposit at the start of each year, compounded annually. PPF has a 15-year base tenure (extendable in 5-year blocks); the government revises the rate each quarter (currently 7.1%).
Frequently asked questions
How is PPF maturity calculated?
It assumes you deposit the same amount at the start of each year and that interest is compounded annually, so the full year-start balance earns a complete year of interest: Maturity = P x ((1 + i)^n - 1) / i x (1 + i). A Rs 1,50,000 yearly deposit for 15 years at 7.1% grows to about Rs 40.68 lakh.
What are the PPF deposit limits and tenure?
You can deposit between Rs 500 and Rs 1,50,000 per financial year. The base tenure is 15 years, extendable in blocks of 5 years. The rate (currently 7.1% p.a.) is set by the government each quarter.
Related tools
Read the guide: How Is PPF Interest Calculated?
Results are estimates for illustration only and not financial advice.