Gratuity Calculator

Free online gratuity calculator for India under the Payment of Gratuity Act. Estimate gratuity from Basic+DA and years of service using the 15/26 formula.


India onlyGratuity here follows India's Payment of Gratuity Act, with a ₹20 lakh exemption cap. There's no equivalent statutory entitlement to convert.

Basic pay plus dearness allowance per month.
Completed years with the employer.
yrs
Months beyond the completed years.
months

After 11 years of service, your gratuity payable is ₹3,80,769.

Years counted11 years
Tax-exempt portion₹3,80,769

Uses the Payment of Gratuity Act formula (15 × Basic+DA × years ÷ 26) for employees covered by the Act. A part-year over 6 months rounds up. Eligibility usually needs 5 years of continuous service. The employer pays the full amount; income-tax exemption under Section 10(10) is capped at ₹20 lakh (lifetime, across employers).

Frequently asked questions

Why is the gratuity formula divided by 26 and not 30?

Under the Payment of Gratuity Act, a month is treated as 26 working days because four Sundays are excluded as paid weekly off-days. So one day's wage equals the monthly Basic+DA divided by 26, and 15 such days are credited for each completed year of service, giving the (15 x salary x years) / 26 formula.

How are part-years of service rounded for gratuity?

Service is rounded to a whole number of years. If the part-year in your final year is more than 6 months, it rounds up to the next full year (e.g. 10 years 7 months becomes 11 years). If it is 6 months or less, it is dropped (e.g. 10 years 4 months stays 10 years).

Related tools

Read the guide: How Is Gratuity Calculated?

Results are estimates for illustration only and not financial advice.