Lumpsum Calculator

Estimate the maturity value of a one-time investment. Free online lumpsum calculator with invested amount, estimated returns and total value.


The lump sum you invest today.
Expected annual rate of return.
%
How long the money stays invested.
yrs

After 10 years, ₹1,00,000 grows to ₹3,10,585.

Value over time

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Invested
₹1,00,000
Est. returns · 68%
₹2,10,585
Invested amount₹1,00,000
Estimated returns · 68%₹2,10,585

Frequently asked questions

How is lumpsum return calculated?

A one-time investment grows with annual compounding: Total value = P x (1 + r)^t, where P is the amount invested, r is the expected annual return and t is the number of years. Estimated returns are the total value minus the amount invested.

What is the difference between lumpsum and SIP?

A lumpsum is a single one-time investment, while an SIP invests a fixed amount every month. Lumpsum suits money you can invest all at once; SIP spreads investment over time and averages out market ups and downs.

Related tools

Read the guide: How Does a Lumpsum Investment Grow?

Results are estimates for illustration only and not financial advice.