SIP Calculator
Calculate returns on your monthly SIP investments, and what the corpus is worth after inflation. Free online SIP calculator with invested amount, returns, total value and real return.
After 10 years, your SIP could grow to ₹58,08,477.
Total value per year
Frequently asked questions
How is SIP return calculated?
It uses the future value of a monthly investment series, assuming contributions at the start of each month and a constant expected annual return compounded monthly.
Is the expected return guaranteed?
No. Mutual fund returns are market-linked. The figure is an estimate based on the rate you enter, not a guarantee.
What is my SIP worth after inflation?
Enter an expected inflation rate to see the final value in today's money: final value / (1 + inflation)^years. The real return uses (1 + annual return) / (1 + inflation) - 1, not simply the return minus inflation. Rs 10,000 a month for 10 years at 12% grows to about Rs 23.23 lakh; at 6% inflation that buys what about Rs 12.97 lakh buys today, a real return of about 6.30% a year.
Are the amounts I enter stored anywhere?
No. The calculation runs in your browser and nothing is sent to a server — there is no account and no record of what you type.
Related tools
Read the guide: How Does SIP Investment Work?
Results are estimates for illustration only and not financial advice.