HRA Exemption Calculator
Free HRA exemption calculator under Section 10(13A). Find your exempt and taxable House Rent Allowance — your rent figures stay in your browser.
India onlyHRA exemption is a Section 10(13A) relief under India's Income Tax Act. No other country has an equivalent, so this stays in rupees.
Of your ₹3,00,000 HRA, ₹1,80,000 is exempt from tax.
Enter all amounts annually. Exempt HRA under Section 10(13A) is the least of the three limits above. Metro = Delhi, Mumbai, Kolkata, Chennai (50%); all other cities use 40%. Exemption applies only under the old tax regime.
Frequently asked questions
How is HRA exemption calculated under Section 10(13A)?
The exempt amount is the minimum of three figures: the actual HRA received, 50% of (Basic + DA) if you live in a metro city (40% if non-metro), and the annual rent paid minus 10% of (Basic + DA). Whichever of these three is smallest is your tax-exempt HRA; the rest of the HRA received is taxable.
Which cities count as metro for HRA?
Only Delhi, Mumbai, Kolkata and Chennai are treated as metro cities for HRA, allowing the 50% of Basic + DA limit. All other cities, including Bengaluru, Hyderabad and Pune, use the 40% limit.
Are my rent and salary details private?
Yes. The exemption is calculated in your browser — your rent, Basic + DA and HRA figures are never uploaded.
Related tools
Read the guide: How Is HRA Exemption Calculated?
Results are estimates for illustration only and not financial advice.