Compound Interest Calculator
See how your money grows with compounding, and what it is worth after inflation. Free compound interest calculator with annual, half-yearly, quarterly and monthly options.
After 5 years, ₹1,00,000 grows to ₹1,46,933.
Value over time
Frequently asked questions
What is the compound interest formula?
A = P x (1 + r/n)^(n x t), where P is principal, r is the annual rate, n is the compounding frequency per year, and t is the number of years.
Does compounding frequency matter?
Yes. More frequent compounding (monthly vs annually) produces a slightly higher maturity value for the same rate.
How do I adjust compound interest for inflation?
Divide the maturity value by (1 + inflation)^years to get it in today's money; the real rate is (1 + effective annual rate) / (1 + inflation) - 1. 1,00,000 at 8% compounded annually for 10 years grows to 2,15,892, but at 6% inflation that is worth about 1,20,553 today — a real return of about 1.89%, not the 2% the shortcut suggests.
Is anything I enter uploaded?
No. The calculation happens in your browser, so your figures stay on your own device.
Related tools
Read the guide: What Is Compound Interest?
Results are estimates for illustration only and not financial advice.